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Example household · $83,730 · same pay · 1 adult

Waterloo

Housing in Waterloo, IA: Rent, Home Prices & Property Tax

$2,869 left/mo

$788/mo (1 bd) in Waterloo. Median home $186,100. Property tax 1.47%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$788
/mo
Buy
$1,413
Mortgage, tax, insurance
Buying costs more
$625
/mo

To buy

  • 20% down payment$37,220
  • Mortgage at 7.24%$1,015
  • Property tax (1.47% of value)$228/mo · $2,736/yr
  • Insurance and upkeep$171
  • Monthly total$1,413

Months to 20% down

$2,869 left each month. About 13 months (1.1 years) to save $37,220.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

Moving from Waterloo

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