Uprootmap

Waterloo, IA

Modelled metro

Take-home pay in Waterloo: $5,323/mo

Take-home pay in Waterloo is $5,323 a month on $82,552 a year, for one adult, renting a 1-bedroom. Leftover after rent and the modelled month is $2,766. Iowa charges a 3.80% flat income tax. Local pay follows this metro's wage index. Waterloo is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

This household's paycheck

Gross is $82,552 a year. Tax lines below are the annual bill; take-home and leftover are monthly. The Waterloo paycheck page is this leftover with the map.

Take-home pay in Waterloo
Gross, annual$82,552
Federal income tax$9,775
Payroll tax$6,315
State income tax$2,582
Local wage tax$0
Take-home / month$5,323
Leftover / month$2,766

Take-home if you earn it here

One adult, one bedroom, salary paid in Waterloo so the wage is not rescaled. State tax is the annual bill. Leftover subtracts that one-bedroom rent and the modelled month.

Take-home by salary in Waterloo
SalaryState taxTake-homeLeftover
$60,000$1,725$4,044/mo$1,487/mo
$80,000$2,485$5,182/mo$2,625/mo
$120,000$4,005$7,397/mo$4,840/mo
$160,000$5,525$9,549/mo$6,992/mo

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Take-home pay in Waterloo

What is take-home pay in Waterloo?

On the default one-adult, one-bedroom household, take-home in Waterloo, IA is about $5,323 a month, and leftover after rent and modelled costs is about $2,766. Iowa charges a 3.80% flat income tax.

What is take-home on an $80,000 salary in Waterloo?

Earned in Waterloo, $80,000 leaves about $5,182 a month after tax and about $2,625 after a one-bedroom rent of $788. One adult, no children. State tax on that row is $2,485 a year.

Is Waterloo hand-reviewed or modelled?

Waterloo is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Popular compares from Waterloo

Moving from Waterloo

Other Iowa metros

Other metros in Iowa, with leftover, rent, and day-to-day pages.

All Iowa metros