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Example household · $83,730 · same pay · 1 adult

Ames

Housing in Ames, IA: Rent, Home Prices & Property Tax

$2,950 left/mo

$760/mo (1 bd) in Ames. Median home $231,600. Property tax 1.44%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$760
/mo
Buy
$1,753
Mortgage, tax, insurance
Buying costs more
$993
/mo

To buy

  • 20% down payment$46,320
  • Mortgage at 7.24%$1,263
  • Property tax (1.44% of value)$278/mo · $3,335/yr
  • Insurance and upkeep$212
  • Monthly total$1,753

Months to 20% down

$2,950 left each month. About 16 months (1.3 years) to save $46,320.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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