Buffalo, NY
The rest of the month in Buffalo
$3,043 in modelled household costs, against $5,565 take-home. Leftover is $2,522.
Where the money goes
- Taxes$1,861
- Rent$1,178
- Other living costs$1,865
- Left over$2,522
Pay and tax, per year
- Gross household pay
- $89,119
- Federal income tax
- −$11,220
- Social Security and Medicare
- −$6,818
- State income tax (NY)
- −$4,299
- Take-home pay
- $66,782
- Effective tax rate
- 25.1%
Living costs, per month
- Rent, 1br
- $1,178
- Groceries
- $372
- Getting around
- $517
- Healthcare
- $419
- Utilities and internet
- $233
- Everything else
- $326
- Total spending
- $3,043
Left over each month
$7,427 gross, minus $1,861 in tax and $3,043 in living costs.
$2,522
Power bill, separately
EIA 2024 residential electricity in NY averages a $219 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.