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Example household · $83,730 · same pay · 1 adult

Kiryas Joel

Housing in Kiryas Joel, NY: Rent, Home Prices & Property Tax

$1,241 left/mo

$1,692/mo (1 bd) in Kiryas Joel. Median home $364,400. Property tax 2.15%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,692
/mo
Buy
$2,974
Mortgage, tax, insurance
Buying costs more
$1,282
/mo

To buy

  • 20% down payment$72,880
  • Mortgage at 7.24%$1,987
  • Property tax (2.15% of value)$653/mo · $7,835/yr
  • Insurance and upkeep$334
  • Monthly total$2,974

Months to 20% down

$1,241 left each month. About 59 months (4.9 years) to save $72,880.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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