Example household · $83,730 · same pay · 1 adult

Elmira

Housing in Elmira, NY: Rent, Home Prices & Property Tax

$2,385 left/mo

$898/mo (1 bd) in Elmira. Median home $132,100. Property tax 2.52%.

Rent (1-bedroom)
$898
/mo
Buy
$1,119
Mortgage, tax, insurance
Buying costs more
$221
/mo

To buy

  • 20% down payment$26,420
  • Mortgage at 7.24%$720
  • Property tax (2.52% of value)$277/mo · $3,329/yr
  • Insurance and upkeep$121
  • Monthly total$1,119

Months to 20% down

$2,385 left each month. About 12 months (1.0 years) to save $26,420.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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