Uprootmap

New York, NY

Hand-reviewed metro

Cost of living in New York: $1,249 leftover

Cost of living in New York, as leftover, is $1,249 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $3,018 and the rest of the modelled month. A price index would say non-housing costs run 24% above the US average. New York taxes wage income on a bracket schedule, plus a 3.88% city wage tax. New York is a hand-reviewed metro.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $6,412 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in New York
Rent$3,018
Groceries$496
Transport$347
Healthcare$558
Utilities$310
Childcare$0
Everything else$434
Total costs$5,163
Leftover$1,249

Sales tax is about 8.5%. Property tax is modelled at 0.88% of a $587,400 median home. Non-housing lines scale a national baseline by this metro's cost index (1.24).

Asking rent by bedroom

Turnover asking rent in New York, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $2,587

  • 1 bedroom

    $3,018

  • 2 bedrooms

    $3,593

  • 3 bedrooms

    $4,707

  • 4 bedrooms

    $5,569

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in New York

What is the cost of living in New York?

On the default one-adult, one-bedroom household, leftover in New York, NY is about $1,249 a month after tax and rent. Asking rent is about $3,018 for a one-bedroom and $3,593 for a two-bedroom. That is a budget, not a cost-of-living index.

How does New York compare with a cost-of-living index?

A price index would say non-housing costs run 24% above the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. New York is a hand-reviewed metro.

Where is take-home pay in New York calculated?

The take-home page for New York splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from New York

Moving from New York

Other New York metros

Other metros in New York, with leftover, rent, and day-to-day pages.

All New York metros