Uprootmap

Modesto, CA

Modelled metro

Cost of living in Modesto: $1,698 leftover

Cost of living in Modesto, as leftover, is $1,698 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,463 and the rest of the modelled month. A price index would say non-housing costs sit near the US average (index 1.08). California taxes wage income on a bracket schedule. Modesto is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,402 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Modesto
Rent$1,463
Groceries$433
Transport$670
Healthcare$487
Utilities$271
Childcare$0
Everything else$379
Total costs$3,704
Leftover$1,698

Sales tax is about 8.8%. Property tax is modelled at 0.71% of a $426,600 median home. Non-housing lines scale a national baseline by this metro's cost index (1.08).

Asking rent by bedroom

Turnover asking rent in Modesto, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $1,254

  • 1 bedroom

    $1,463

  • 2 bedrooms

    $1,742

  • 3 bedrooms

    $2,282

  • 4 bedrooms

    $2,700

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Modesto

What is the cost of living in Modesto?

On the default one-adult, one-bedroom household, leftover in Modesto, CA is about $1,698 a month after tax and rent. Asking rent is about $1,463 for a one-bedroom and $1,742 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Modesto compare with a cost-of-living index?

A price index would say non-housing costs sit near the US average (index 1.08). Leftover still depends on your tax bill and bedroom count, which an index does not. Modesto is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Where is take-home pay in Modesto calculated?

The take-home page for Modesto splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from Modesto

Moving from Modesto

Other California metros

Other metros in California, with leftover, rent, and day-to-day pages.

All California metros