Modesto, CA
The rest of the month in Modesto
$3,693 in modelled household costs, against $5,402 take-home. Leftover is $1,709.
Where the money goes
- Taxes$1,759
- Rent$1,452
- Other living costs$2,241
- Left over$1,709
Pay and tax, per year
- Gross household pay
- $85,930
- Federal income tax
- −$10,519
- Social Security and Medicare
- −$6,574
- State income tax (CA)
- −$4,019
- Take-home pay
- $64,819
- Effective tax rate
- 24.6%
Living costs, per month
- Rent, 1br
- $1,452
- Groceries
- $433
- Getting around
- $670
- Healthcare
- $487
- Utilities and internet
- $271
- Everything else
- $379
- Total spending
- $3,693
Left over each month
$7,161 gross, minus $1,759 in tax and $3,693 in living costs.
$1,709
Power bill, separately
EIA 2024 residential electricity in CA averages a $281 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.