Sioux Falls, SD

Cost of Living in Sioux Falls, SD (2026): Rent, Utilities & Take-Home

$2,840/mo in Sioux Falls. $2,973 left each month. Prices 9% below the US average.

Compare vs Chicago Rank metros from Sioux FallsHow we figure this

Monthly costs

Take-home $5,813/mo.

Taxes$1,457
Rent$982
Other living costs$1,858
Left over$2,973

Pay and tax, per year

Gross household pay: $87,243
Federal income tax: −$10,807
Social Security and Medicare: −$6,674
State income tax (SD): None
Take-home pay: $69,761
Effective tax rate: 20.0%

Living costs, per month

Rent, 1br: $982
Groceries: $364
Getting around: $539
Healthcare: $410
Utilities and internet: $228
Everything else: $319
Total spending: $2,840

Left over each month

$7,270 gross, minus $1,457 in tax and $2,840 in living costs.

$2,973

Average electric bill in South Dakota

About $120 a month for a household using 900 kWh. That is the EIA residential price for South Dakota in 2025, 13.32¢ per kWh. It is a state average, not a Sioux Falls utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

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