Phoenix, AZ → Sioux Falls, SD
You'd keep $374 more a month in Sioux Falls
+$4,488 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 127 households moved Phoenix → Sioux Falls (avg AGI $97,268). 195 went the other way. The whole move →
| Per month | Phoenix | Sioux Falls | Difference |
|---|---|---|---|
| Gross pay | $7,583 | $7,271 | −$313 |
| Income and payroll tax | $1,709 | $1,457 | −$252 |
| Take-home pay | $5,875 | $5,814 | −$61 |
| Rent | $1,276 | $1,005 | −$271 |
| Getting around | $586 | $539 | −$47 |
| Groceries | $396 | $364 | −$32 |
| Healthcare | $446 | $410 | −$36 |
| Utilities | $248 | $228 | −$20 |
| Everything else | $347 | $319 | −$28 |
| Left over | $2,577 | $2,951 | +$374 |
To break even in Sioux Falls, you'd need to earn
$81,000
Household gross, versus $91,000 today. That's the salary that leaves you exactly as much at the end of the month as Phoenix does now.
The tax difference alone
+$1,910
A year, in state and local income tax. South Dakota has no wage income tax.
More about Sioux Falls
Phoenix, AZ in full
A 2.5% flat income tax, cheap housing for a big metro, and a genuinely dangerous July.
Sioux Falls, SD in full
No income tax, an 18-minute commute, and nothing to do in February.
The reverse move
Same two cities, but starting from Sioux Falls on Sioux Falls wages.
Sioux Falls → Phoenix →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.