Rapid City

Cost of Living in Rapid City, SD (2026): Rent, Utilities & Take-Home

$2,720 left/mo

Photo: WeaponizingArchitecture / Wikimedia

$2,925/mo in Rapid City. $2,720 left each month. Prices 12% below the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,645/mo.

Taxes$1,333
Rent$1,138
Other$1,787
Left$2,720

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (SD): None
Take-home pay: $67,734
Effective tax rate: 19.1%

Living costs, per month

Rent, 1br: $1,138
Groceries: $351
Getting around: $515
Healthcare: $395
Utilities and internet: $219
Everything else: $307
Total spending: $2,925

After tax and rent

$2,720 left/mo

Stats

Rent: $1,355; 2 bd median
Take-home: $5,645; Per month
Tax: 19%; Of pay
Prices: 12% below; US, besides rent

Average electric bill in South Dakota

About $120 a month for a household using 900 kWh. That is the EIA residential price for South Dakota in 2025, 13.32¢ per kWh. It is a state average, not a Rapid City utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Rapid City

Moving from Rapid City to Sioux Falls

Other South Dakota metros

Sioux Falls, SD
Paycheck Housing Costs Daily life Kids Move cost Cost of living Take-home

All South Dakota metros