San Jose, CA

Cost of Living in San Jose, CA (2026): Rent, Utilities & Take-Home

$5,584/mo in San Jose. $1,921 left each month. Prices 26% above the US average.

Compare vs Chicago Rank metros from San JoseHow we figure this

Monthly costs

Take-home $7,505/mo.

Taxes$3,127
Rent$3,011
Other living costs$2,573
Left over$1,921

Pay and tax, per year

Gross household pay: $127,581
Federal income tax: −$19,866
Social Security and Medicare: −$9,760
State income tax (CA): −$7,892
Take-home pay: $90,062
Effective tax rate: 29.4%

Living costs, per month

Rent, 1br: $3,011
Groceries: $504
Getting around: $746
Healthcare: $567
Utilities and internet: $315
Everything else: $441
Total spending: $5,584

Left over each month

$10,632 gross, minus $3,127 in tax and $5,584 in living costs.

$1,921

Average electric bill in California

About $282 a month for a household using 900 kWh. That is the EIA residential price for California in 2025, 31.35¢ per kWh. It is a state average, not a San Jose utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in San Jose, CA (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in California

Moving from San Jose

Take-home by job in San Jose

Other California metros

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