Example household · $83,730 · same pay · 1 adult

Physician · San Francisco, CA

Physician in San Francisco: $11,800/mo left

BLS OEWS May 2025 did not publish a metro or state median for a physician in San Francisco. Pay is estimated at $320,500 from the national median and this metro's overall wage level. On the pay used here, San Francisco ranks 2nd-highest of 387 metros. Pay is 10.1× a year of one-bedroom rent ($2,635/mo). California taxes wage income on a bracket schedule. At this pay, one adult in a one-bedroom keeps $11,800 a month after tax and rent. Within 250 miles, San Jose is the strongest other metro for this job ($11,487 left over a month), and San Francisco still leaves more.

Source: BLS OEWS May 2025.

After tax and rent

$11,800

1 adult, 1 bd

Pay

$320,500

Estimated

Rent (1 bd)

$2,635

$3,137 (2 bd)

Employment

Not published

Pay rank

2nd of 387

Includes estimated pay

Pay vs rent

10.1×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physician pay of $320,500.

  • Taxes$9,859
  • Rent$2,635
  • Other$2,414
  • Left$11,800

Pay and tax, per year

Gross household pay
$320,500
Federal income tax
−$75,309
Social Security and Medicare
−$17,171
State income tax (CA)
−$25,834
Take-home pay
$202,186
Effective tax rate
36.9%

Living costs, per month

Rent, 1br
$2,635
Groceries
$512
Getting around
$558
Healthcare
$576
Utilities and internet
$320
Everything else
$448
Total spending
$5,049

After tax and rent

$11,800 left/mo

Rank every metro for a physician

Same job. Local pay. After tax and rent. Best nearby: San Jose, $11,487/mo.

Physician leftover by city →Best cities for physicians to move to →

Physician nearby

Compare San Francisco with another city

Other jobs in San Francisco

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Questions

What does a physician make in San Francisco?

$320,500 a year. That figure is the an estimate, because BLS OEWS May 2025 did not publish a metro or state median.

What is left after tax and rent for a physician in San Francisco?

$11,800 a month for one adult in a one-bedroom. California taxes wage income on a bracket schedule Rent is $2,635, and pay covers 10.1× a year of it.

Where nearby would a physician keep more?

San Francisco leaves more than the other metros within 250 miles. The next one is San Jose at $11,487 a month.

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