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Grand Rapids skyline
Rachel Kramer. CC BY 2.0. Photo source · License

Grand Rapids, MI

Cost of Living in Grand Rapids, MI (2026): Rent, Utilities & Take-Home

$3,121/mo in Grand Rapids. $2,403 left each month. Prices 8% below the US average.

Monthly costs

Take-home $5,524/mo.

  • Taxes$1,746
  • Rent$1,252
  • Other living costs$1,869
  • Left over$2,403

Pay and tax, per year

Gross household pay
$87,243
Federal income tax
−$10,807
Social Security and Medicare
−$6,674
State income tax (MI)
−$3,470
Take-home pay
$66,292
Effective tax rate
24.0%

Living costs, per month

Rent, 1br
$1,252
Groceries
$368
Getting around
$535
Healthcare
$414
Utilities and internet
$230
Everything else
$322
Total spending
$3,121

Left over each month

$7,270 gross, minus $1,746 in tax and $3,121 in living costs.

$2,403

Average electric bill in Michigan

About $180 a month for a household using 900 kWh. That is the EIA residential price for Michigan in 2025, 20.03¢ per kWh. It is a state average, not a Grand Rapids utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Grand Rapids

Take-home by job in Grand Rapids

Pay and leftover for every job in Grand Rapids

Other Michigan metros

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