Detroit, MI

Cost of Living in Detroit, MI (2026): Rent, Utilities & Take-Home

$3,094/mo in Detroit. $2,505 left each month. Prices 7% below the US average.

Compare vs Chicago Rank metros from DetroitHow we figure this

Monthly costs

Take-home $5,599/mo.

Taxes$2,062
Rent$1,185
Other living costs$1,909
Left over$2,505

Pay and tax, per year

Gross household pay: $91,933
Federal income tax: −$11,839
Social Security and Medicare: −$7,033
State income tax (MI): −$3,669
City / county wage tax: −$2,206
Take-home pay: $67,185
Effective tax rate: 26.9%

Living costs, per month

Rent, 1br: $1,185
Groceries: $372
Getting around: $560
Healthcare: $419
Utilities and internet: $233
Everything else: $326
Total spending: $3,094

Left over each month

$7,661 gross, minus $2,062 in tax and $3,094 in living costs.

$2,505

Average electric bill in Michigan

About $180 a month for a household using 900 kWh. That is the EIA residential price for Michigan in 2025, 20.03¢ per kWh. It is a state average, not a Detroit utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Detroit, MI (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in Michigan

Moving from Detroit

Take-home by job in Detroit

Other Michigan metros

Compare Detroit