Bay City
Housing in Bay City, MI: Rent, Home Prices & Property Tax
$2,503 left/mo
$842/mo (1 bd) in Bay City. Median home $135,100. Property tax 1.63%.
- Rent (1-bedroom)
- $842
- /mo
- Buy
- $1,044
- Mortgage, tax, insurance
- Buying costs more
- $202
- /mo
To buy
- 20% down payment$27,020
- Mortgage at 7.24%$737
- Property tax (1.63% of value)$184/mo · $2,202/yr
- Insurance and upkeep$124
- Monthly total$1,044
Months to 20% down
$2,503 left each month. About 11 months (0.9 years) to save $27,020.
Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.
Guide: state tax and rent when you compare cities
Moving from Bay City
Take-home by job in Bay City
- Registered nurse
- Software developer
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
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