

Chicago vs Grand Rapids
$23/mo less in Grand Rapids
ChicagoGrand RapidsAbout 137 miles apart, close enough to drive.
- Grand Rapids costs you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,403/mo in Grand Rapids. $2,426/mo in Chicago. −$276 a year.
Chicago
$2,426
left each month
Grand Rapids
$2,403
−$23 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 697 households moved Chicago → Grand Rapids (avg AGI $95,089). 556 went the other way. The whole move →
−$23 / mo
See full breakdown
| Per month | Chicago | Grand Rapids | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $7,270 | −$938 |
| Income and payroll tax | $2,130 | $1,746 | −$384 |
| Take-home pay | $6,079 | $5,524 | −$554 |
| Rent | $1,782 | $1,252 | −$530 |
| Getting around | $392 | $535 | +$143 |
| Groceries | $408 | $368 | −$40 |
| Healthcare | $459 | $414 | −$45 |
| Utilities | $255 | $230 | −$25 |
| Everything else | $357 | $322 | −$35 |
| Left over | $2,426 | $2,403 | −$23 |
Salary to match Chicago
$87,500
Gross pay in Grand Rapids that leaves the same amount as $98,500 in Chicago.
Tax difference
+$1,269
A year, in state and local income tax. Effective rates: 25.9% in Chicago, 24.0% in Grand Rapids.
More about Grand Rapids
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Grand Rapids, MI in full
Lake Michigan beaches, cheap housing, and a 4.25% flat tax.
The other way
Start in Grand Rapids.
Grand Rapids → Chicago →Questions
Is the cost of living lower in Grand Rapids than Chicago?
For one adult in a one-bedroom, Grand Rapids leaves about $23 less a month. A one-bedroom is about $1,782 in Chicago and $1,252 in Grand Rapids.
Does Grand Rapids have state income tax?
Grand Rapids is in Michigan, which taxes wage income.
What changes if you move from Chicago to Grand Rapids?
The paycheck is taxed in Michigan. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Grand Rapids changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.