

Chicago vs Detroit
$79/mo more in Detroit
ChicagoDetroitAbout 247 miles apart, close enough to drive.
- Detroit leaves you more
- Rent under 30% of pay
- Real winters
Same paycheck, two cities. $2,505/mo in Detroit. $2,426/mo in Chicago. +$948 a year.
Chicago
$2,426
left each month
Detroit
$2,505
+$79 vs Chicago
Compare
Same paycheck, another city.
Next
In 2022-2023, 1,281 households moved Chicago → Detroit (avg AGI $123,973). 1,966 went the other way. The whole move →
+$79 / mo
See full breakdown
| Per month | Chicago | Detroit | Difference |
|---|---|---|---|
| Gross pay | $8,208 | $7,661 | −$547 |
| Income and payroll tax | $2,130 | $2,062 | −$67 |
| Take-home pay | $6,079 | $5,599 | −$480 |
| Rent | $1,782 | $1,185 | −$597 |
| Getting around | $392 | $560 | +$168 |
| Groceries | $408 | $372 | −$36 |
| Healthcare | $459 | $419 | −$40 |
| Utilities | $255 | $233 | −$22 |
| Everything else | $357 | $326 | −$31 |
| Left over | $2,426 | $2,505 | +$79 |
Salary to match Chicago
$90,500
Gross pay in Detroit that leaves the same amount as $98,500 in Chicago.
Tax difference
−$1,137
A year, in state and local income tax. Effective rates: 25.9% in Chicago, 26.9% in Detroit.
More about Detroit
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
Detroit, MI in full
Engineering wages against some of the cheapest urban housing in America.
The other way
Start in Detroit.
Detroit → Chicago →Questions
Is the cost of living lower in Detroit than Chicago?
For one adult in a one-bedroom, Detroit leaves about $79 more a month. A one-bedroom is about $1,782 in Chicago and $1,185 in Detroit.
Does Detroit have state income tax?
Detroit is in Michigan, which taxes wage income, plus a local wage tax of 2.40%.
What changes if you move from Chicago to Detroit?
The paycheck is taxed in Michigan. Rent stays at the same bedroom count. What you keep is the difference.
Left over each month is take-home pay minus rent and the rest of the bills. The gap between Chicago and Detroit changes with the job, remote or local pay, and bedrooms. How we figure this · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Estimate, not a quote. How we figure this.