Boston, MA
The rest of the month in Boston
$4,746 in modelled household costs, against $6,643 take-home. Leftover is $1,897.
Where the money goes
- Taxes$2,425
- Rent$2,619
- Other living costs$2,127
- Left over$1,897
Pay and tax, per year
- Gross household pay
- $108,819
- Federal income tax
- −$15,554
- Social Security and Medicare
- −$8,325
- State income tax (MA)
- −$5,221
- Take-home pay
- $79,719
- Effective tax rate
- 26.7%
Living costs, per month
- Rent, 1br
- $2,619
- Groceries
- $464
- Getting around
- $445
- Healthcare
- $522
- Utilities and internet
- $290
- Everything else
- $406
- Total spending
- $4,746
Left over each month
$9,068 gross, minus $2,425 in tax and $4,746 in living costs.
$1,897
Power bill, separately
EIA 2024 residential electricity in MA averages a $260 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.