Example household · $83,730 · same pay · 1 adult

Apiary Laboratory

Amherst Town

Cost of Living in Amherst Town, MA (2026): Rent, Utilities & Take-Home

$1,956 left/mo

Photo: Ktr101 / Wikimedia

$3,358/mo in Amherst Town. $1,956 left each month. Prices near the US average.

Monthly costs

Take-home $5,314/mo.

  • Taxes$1,664
  • Rent$1,453
  • Other$1,905
  • Left$1,956

Pay and tax, per year

Gross household pay
$83,730
Federal income tax
−$9,591
Social Security and Medicare
−$6,405
State income tax (MA)
−$3,967
Take-home pay
$63,768
Effective tax rate
23.8%

Living costs, per month

Rent, 1br
$1,453
Groceries
$400
Getting around
$455
Healthcare
$450
Utilities and internet
$250
Everything else
$350
Total spending
$3,358

After tax and rent

$1,956 left/mo

Stats

Rent
$1,730
2 bd median
Take-home
$5,314
Per month
Tax
24%
Of pay
Prices
At US
Besides rent

Average electric bill in Massachusetts

About $274 a month for a household using 900 kWh. That is the EIA residential price for Massachusetts in 2025, 30.41¢ per kWh. It is a state average, not a Amherst Town utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Amherst Town

Take-home by job in Amherst Town

Pay and leftover for every job in Amherst Town

Other Massachusetts metros

All Massachusetts metros

Compare Amherst Town

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