Pittsfield, MA
The rest of the month in Pittsfield
$3,294 in modelled household costs, against $5,463 take-home. Leftover is $2,169.
Where the money goes
- Taxes$1,799
- Rent$1,316
- Other living costs$1,978
- Left over$2,169
Pay and tax, per year
- Gross household pay
- $87,149
- Federal income tax
- −$10,787
- Social Security and Medicare
- −$6,667
- State income tax (MA)
- −$4,137
- Take-home pay
- $65,558
- Effective tax rate
- 24.8%
Living costs, per month
- Rent, 1br
- $1,316
- Groceries
- $400
- Getting around
- $527
- Healthcare
- $450
- Utilities and internet
- $250
- Everything else
- $350
- Total spending
- $3,294
Left over each month
$7,262 gross, minus $1,799 in tax and $3,294 in living costs.
$2,169
Power bill, separately
EIA 2024 residential electricity in MA averages a $260 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.