Springfield

Cost of Living in Springfield, MA (2026): Rent, Utilities & Take-Home

$1,756 left/mo

Photo: Steve / Wikimedia

$3,558/mo in Springfield. $1,756 left each month. Prices near the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,314/mo.

Taxes$1,664
Rent$1,528
Other$2,030
Left$1,756

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (MA): −$3,967
Take-home pay: $63,768
Effective tax rate: 23.8%

Living costs, per month

Rent, 1br: $1,528
Groceries: $400
Getting around: $580
Healthcare: $450
Utilities and internet: $250
Everything else: $350
Total spending: $3,558

After tax and rent

$1,756 left/mo

Stats

Rent: $1,819; 2 bd median
Take-home: $5,314; Per month
Tax: 24%; Of pay
Prices: At US; Besides rent

Average electric bill in Massachusetts

About $274 a month for a household using 900 kWh. That is the EIA residential price for Massachusetts in 2025, 30.41¢ per kWh. It is a state average, not a Springfield utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Springfield

Moving from Springfield to Boston