Uprootmap

Worcester, MA

Modelled metro

Cost of living in Worcester: $2,458 leftover

Cost of living in Worcester, as leftover, is $2,458 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,745 and the rest of the modelled month. A price index would say non-housing costs sit near the US average (index 1.00). Massachusetts charges a 5.00% flat income tax. Worcester is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $6,178 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Worcester
Rent$1,745
Groceries$400
Transport$524
Healthcare$450
Utilities$250
Childcare$0
Everything else$350
Total costs$3,720
Leftover$2,458

Sales tax is about 6.3%. Property tax is modelled at 1.33% of a $390,700 median home. Non-housing lines scale a national baseline by this metro's cost index (1.00).

Asking rent by bedroom

Turnover asking rent in Worcester, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $1,495

  • 1 bedroom

    $1,745

  • 2 bedrooms

    $2,077

  • 3 bedrooms

    $2,721

  • 4 bedrooms

    $3,219

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Worcester

What is the cost of living in Worcester?

On the default one-adult, one-bedroom household, leftover in Worcester, MA is about $2,458 a month after tax and rent. Asking rent is about $1,745 for a one-bedroom and $2,077 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Worcester compare with a cost-of-living index?

A price index would say non-housing costs sit near the US average (index 1.00). Leftover still depends on your tax bill and bedroom count, which an index does not. Worcester is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Where is take-home pay in Worcester calculated?

The take-home page for Worcester splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from Worcester

Moving from Worcester

Other Massachusetts metros

Other metros in Massachusetts, with leftover, rent, and day-to-day pages.

All Massachusetts metros