Uprootmap

Louisville, KY

Hand-reviewed metro

Cost of living in Louisville: $2,498 leftover

Cost of living in Louisville, as leftover, is $2,498 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,047 and the rest of the modelled month. A price index would say non-housing costs run 8% below the US average. Kentucky charges a 4.00% flat income tax, plus a 2.20% city wage tax. Louisville is a hand-reviewed metro.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,424 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Louisville
Rent$1,047
Groceries$368
Transport$545
Healthcare$414
Utilities$230
Childcare$0
Everything else$322
Total costs$2,926
Leftover$2,498

Sales tax is about 6.0%. Property tax is modelled at 0.83% of a $236,400 median home. Non-housing lines scale a national baseline by this metro's cost index (0.92).

Asking rent by bedroom

Turnover asking rent in Louisville, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $898

  • 1 bedroom

    $1,047

  • 2 bedrooms

    $1,247

  • 3 bedrooms

    $1,634

  • 4 bedrooms

    $1,933

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Louisville

What is the cost of living in Louisville?

On the default one-adult, one-bedroom household, leftover in Louisville, KY is about $2,498 a month after tax and rent. Asking rent is about $1,047 for a one-bedroom and $1,247 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Louisville compare with a cost-of-living index?

A price index would say non-housing costs run 8% below the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. Louisville is a hand-reviewed metro.

Where is take-home pay in Louisville calculated?

The take-home page for Louisville splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Other Kentucky metros

Other metros in Kentucky, with leftover, rent, and day-to-day pages.

All Kentucky metros