Example household · $83,730 · same pay · 1 adult

Lexington

Housing in Lexington, KY: Rent, Home Prices & Property Tax

$2,227 left/mo

$1,135/mo (1 bd) in Lexington. Median home $258,900. Property tax 0.82%.

Rent (1-bedroom)
$1,135
/mo
Buy
$1,826
Mortgage, tax, insurance
Buying costs more
$691
/mo

To buy

  • 20% down payment$51,780
  • Mortgage at 7.24%$1,412
  • Property tax (0.82% of value)$177/mo · $2,123/yr
  • Insurance and upkeep$237
  • Monthly total$1,826

Months to 20% down

$2,227 left each month. About 24 months (2.0 years) to save $51,780.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

Moving from Lexington

Take-home by job in Lexington

Pay and leftover for every job in Lexington

Other Kentucky metros

All Kentucky metros

Compare Lexington

Next stepSafetyCrime, heat, and the commute.