Example household · $83,730 · same pay · 1 adult

Owensboro

Housing in Owensboro, KY: Rent, Home Prices & Property Tax

$2,393 left/mo

$917/mo (1 bd) in Owensboro. Median home $182,100. Property tax 0.83%.

Rent (1-bedroom)
$917
/mo
Buy
$1,286
Mortgage, tax, insurance
Buying costs more
$369
/mo

To buy

  • 20% down payment$36,420
  • Mortgage at 7.24%$993
  • Property tax (0.83% of value)$126/mo · $1,511/yr
  • Insurance and upkeep$167
  • Monthly total$1,286

Months to 20% down

$2,393 left each month. About 16 months (1.3 years) to save $36,420.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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