Uprootmap

Cincinnati, OH

Modelled metro

Cost of living in Cincinnati: $2,725 leftover

Cost of living in Cincinnati, as leftover, is $2,725 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,168 and the rest of the modelled month. A price index would say non-housing costs sit near the US average (index 0.94). Ohio taxes wage income on a bracket schedule, plus a 2.00% city wage tax. Cincinnati is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,774 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Cincinnati
Rent$1,168
Groceries$376
Transport$520
Healthcare$423
Utilities$235
Childcare$0
Everything else$329
Total costs$3,049
Leftover$2,725

Sales tax is about 7.2%. Property tax is modelled at 1.21% of a $240,200 median home. Non-housing lines scale a national baseline by this metro's cost index (0.94).

Asking rent by bedroom

Turnover asking rent in Cincinnati, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $1,002

  • 1 bedroom

    $1,168

  • 2 bedrooms

    $1,391

  • 3 bedrooms

    $1,822

  • 4 bedrooms

    $2,156

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Cincinnati

What is the cost of living in Cincinnati?

On the default one-adult, one-bedroom household, leftover in Cincinnati, OH is about $2,725 a month after tax and rent. Asking rent is about $1,168 for a one-bedroom and $1,391 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Cincinnati compare with a cost-of-living index?

A price index would say non-housing costs sit near the US average (index 0.94). Leftover still depends on your tax bill and bedroom count, which an index does not. Cincinnati is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Where is take-home pay in Cincinnati calculated?

The take-home page for Cincinnati splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Other Ohio metros

Other metros in Ohio, with leftover, rent, and day-to-day pages.

All Ohio metros