Cincinnati

Cost of Living in Cincinnati, OH (2026): Rent, Utilities & Take-Home

$2,322 left/mo

Photo: Ynsalh / Wikimedia

$3,051/mo in Cincinnati. $2,322 left each month. Prices near the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,373/mo.

Taxes$1,605
Rent$1,168
Other$1,883
Left$2,322

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (OH): −$1,586
City / county wage tax: −$1,675
Take-home pay: $64,473
Effective tax rate: 23.0%

Living costs, per month

Rent, 1br: $1,168
Groceries: $376
Getting around: $520
Healthcare: $423
Utilities and internet: $235
Everything else: $329
Total spending: $3,051

After tax and rent

$2,322 left/mo

Stats

Rent: $1,391; 2 bd median
Take-home: $5,373; Per month
Tax: 23%; Of pay
Prices: 6% below; US, besides rent

Average electric bill in Ohio

About $152 a month for a household using 900 kWh. That is the EIA residential price for Ohio in 2025, 16.9¢ per kWh. It is a state average, not a Cincinnati utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Cincinnati, OH (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Stats

Average electric bill in Ohio

Take-home by job in Cincinnati

Other Ohio metros

Compare Cincinnati