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Example household · $83,730 · same pay · 1 adult

Dayton

Housing in Dayton, OH: Rent, Home Prices & Property Tax

$2,456 left/mo

$1,018/mo (1 bd) in Dayton. Median home $186,200. Property tax 1.60%.

Pick a home cityHow we figure this
Rent (1-bedroom)
$1,018
/mo
Buy
$1,434
Mortgage, tax, insurance
Buying costs more
$416
/mo

To buy

  • 20% down payment$37,240
  • Mortgage at 7.24%$1,015
  • Property tax (1.60% of value)$248/mo · $2,979/yr
  • Insurance and upkeep$171
  • Monthly total$1,434

Months to 20% down

$2,456 left each month. About 16 months (1.3 years) to save $37,240.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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