Providence, RI → New York, NY
Moving to New York costs you $840 a month
−$10,080 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 1,140 households moved Providence → New York (avg AGI $71,567). 1,400 went the other way. The whole move →
| Per month | Providence | New York | Difference |
|---|---|---|---|
| Gross pay | $7,625 | $9,259 | +$1,634 |
| Income and payroll tax | $1,816 | $2,873 | +$1,058 |
| Take-home pay | $5,809 | $6,385 | +$576 |
| Rent | $1,751 | $3,021 | +$1,270 |
| Getting around | $491 | $347 | −$144 |
| Groceries | $416 | $496 | +$80 |
| Healthcare | $468 | $558 | +$90 |
| Utilities | $260 | $310 | +$50 |
| Everything else | $364 | $434 | +$70 |
| Left over | $2,059 | $1,219 | −$840 |
To break even in New York, you'd need to earn
$128,000
Household gross, versus $91,500 today. That's the salary that leaves you exactly as much at the end of the month as Providence does now.
The tax difference alone
−$6,879
A year, in state and local income tax. Effective rates: 23.8% in Providence, 31.0% in New York.
More about New York
Providence, RI in full
Boston-adjacent culture at a meaningful discount, with New England property taxes.
New York, NY in full
The one place where skipping a car genuinely offsets the rent.
The reverse move
Same two cities, but starting from New York on New York wages.
New York → Providence →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.