Memphis, TN → Chattanooga, TN
Moving to Chattanooga costs you $222 a month
−$2,664 a year for the same registered nurse, the same household size, and the same number of bedrooms.
In 2022-2023, 149 households moved Memphis → Chattanooga (avg AGI $75,322). 82 went the other way. The whole move →
| Per month | Memphis | Chattanooga | Difference |
|---|---|---|---|
| Gross pay | $7,083 | $6,928 | −$156 |
| Income and payroll tax | $1,401 | $1,355 | −$46 |
| Take-home pay | $5,682 | $5,572 | −$110 |
| Rent | $1,058 | $1,150 | +$92 |
| Getting around | $548 | $554 | +$6 |
| Groceries | $364 | $368 | +$4 |
| Healthcare | $410 | $414 | +$4 |
| Utilities | $228 | $230 | +$2 |
| Everything else | $319 | $322 | +$3 |
| Left over | $2,756 | $2,534 | −$222 |
To break even in Chattanooga, you'd need to earn
$87,000
Household gross, versus $85,000 today. That's the salary that leaves you exactly as much at the end of the month as Memphis does now.
The tax difference alone
$0
A year, in state and local income tax. Tennessee has no wage income tax.
More about Chattanooga
Memphis, TN in full
No income tax and a logistics economy; wages trail the national median.
Chattanooga, TN in full
World-class climbing and paddling, no income tax, municipal fiber.
The reverse move
Same two cities, but starting from Chattanooga on Chattanooga wages.
Chattanooga → Memphis →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.