Example household · Waterloo, IA · $83,730 · same pay · 1 adult

Cedar Rapids skyline

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Waterloo vs Cedar Rapids

Waterloo and Cedar Rapids

Photo: WeaponizingArchitecture / Wikimedia, CC BY-SA 4.0

Assumed income $83,730, same in both cities. Example, until you change it.

Same pay in both cities. One adult, one bedroom.

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So you know: homicide deaths in Cedar Rapids are under the US rate in this release, 4.6 versus 6.5 per 100,000. CDC via County Health Rankings, CDC NVSS 2017–2023 (CHR 2025 release).

Why people look at Waterloo to Cedar Rapids

In 2022-2023, 209 households filed a move from Waterloo to Cedar Rapids (about 336 people, average adjusted gross income $51,263). 189 households went the other way. Source: IRS migration.

A one-bedroom asking rent is about $788 in Waterloo and $904 in Cedar Rapids. Waterloo has a state tax on wages. Cedar Rapids has a state tax on wages. Local pay in Cedar Rapids is 97% of the national level for the same work, against 88% in Waterloo.

Cedar Rapids averages 202 sunny days, with July highs around 81°F and January nights around 17°F. Waterloo is 204 sunny days, 82°F in July, 17°F in January. Commutes average 20 minutes in Cedar Rapids and 17 in Waterloo.

These figures are projections built from available public data. Conditions change, and the numbers may not reflect current prices, taxes, or immigration rules. Check official sources before you make decisions.

How we figure this

Who already made this move

In 2022-2023, 209 households moved Waterloo → Cedar Rapids (about 336 people, average AGI $51,263). 189 households went the other way.

Source: IRS SOI county-to-county migration. Not a moving company; not a recommendation.

The monthly number is take-home pay minus rent and the other bills. The gap between Waterloo and Cedar Rapids changes with the job, remote or local pay, and bedrooms. How we figure this.

What the move itself costs

About 64 road miles, 1 bedroom. Typical ranges, not quotes.

Full-service mover
$1,600–$2,950
Container or pod
$1,050–$2,000
Rent a truck
$350–$700

Movers in Cedar Rapids and how to hire one →

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Questions

Is Cedar Rapids cheaper than Waterloo after tax and rent?

No. Cedar Rapids leaves about $91 less a month, so the cost of living is higher there for this household. A one-bedroom is about $788 in Waterloo and $904 in Cedar Rapids.

Does Cedar Rapids have state income tax?

Cedar Rapids is in Iowa, which taxes wage income.

Did people actually move from Waterloo to Cedar Rapids?

Yes, when the IRS published that flow. The count and their average income are on this page. Leftover prices the same household in both cities.