Truck driver (heavy) · Waterloo, IA

Truck driver (heavy) in Waterloo: $1,406/mo left

BLS OEWS May 2025 puts the median truck driver (heavy) wage in Waterloo at $58,730 a year. About 1,600 truck driver (heavy) jobs are in the metro. The job is a larger share of local employment than nationwide (location quotient 1.43). The 10th percentile is $37,780 and the 90th is $79,220. Pay ranks 137th-highest of 387 metros with a published median for this job. Pay is 6.2× a year of one-bedroom rent ($788/mo). Iowa charges a 3.80% flat income tax. At this pay, one adult in a one-bedroom keeps $1,406 a month after tax and rent. The best nearby metro for this job is Iowa City, about 82 miles away, at $1,588 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$1,406

1 adult, 1 bd

Pay

$58,730

$37,780 to $79,220

Rent (1 bd)

$788

$938 (2 bd)

Employment

1,600

Location quotient 1.43

Pay rank

137th of 387

Metros with a published median

Pay vs rent

6.2×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, truck driver (heavy) pay of $58,730.

Taxes$932
Rent$788
Other living costs$1,769
Left over$1,406

Pay and tax, per year

Gross household pay: $58,730
Federal income tax: −$5,009
Social Security and Medicare: −$4,493
State income tax (IA): −$1,677
Take-home pay: $47,551
Effective tax rate: 19.0%

Living costs, per month

Rent, 1br: $788
Groceries: $347
Getting around: $510
Healthcare: $391
Utilities and internet: $217
Everything else: $304
Total spending: $2,557

Left over each month

$4,894 gross, minus $932 in tax and $2,557 in living costs.

$1,406

Rank every metro for a truck driver (heavy)

Same job. Local pay. After tax and rent. Best nearby: Iowa City, $1,588/mo.

Truck driver (heavy) leftover by city →Best cities for truck drivers to move to →

Truck driver (heavy) nearby

Questions

What does a truck driver (heavy) make in Waterloo?

$58,730 a year. That figure is the BLS OEWS May 2025 median for the metro. About 1,600 truck driver (heavy) jobs are in the metro.

What is left after tax and rent for a truck driver (heavy) in Waterloo?

$1,406 a month for one adult in a one-bedroom. Iowa charges a 3.80% flat income tax Rent is $788, and pay covers 6.2× a year of it.

Where nearby would a truck driver (heavy) keep more?

Iowa City, about 82 miles away, leaves $1,588 a month, more than Waterloo.