Software developer · Waco, TX
Software developer in Waco: $4,935/mo left
BLS OEWS May 2025 puts the median software developer wage in Waco at $123,080 a year. About 490 software developer jobs are in the metro. The job is a smaller share of local employment than nationwide (location quotient 0.35). The 10th percentile is $74,740 and the 90th is $160,880. Pay ranks 162nd-highest of 375 metros with a published median for this job. Pay is 9.3× a year of one-bedroom rent ($1,108/mo). Texas has no state income tax. At this pay, one adult in a one-bedroom keeps $4,935 a month after tax and rent. The best nearby metro for this job is Victoria, about 198 miles away, at $5,569 left over a month.
Source: BLS OEWS May 2025.
Left over each month
$4,935
1 adult, 1 bd
Pay
$123,080
$74,740 to $160,880
Rent (1 bd)
$1,108
$1,319 (2 bd)
Employment
490
Location quotient 0.35
Pay rank
162nd of 375
Metros with a published median
Pay vs rent
9.3×
Annual pay ÷ a year of 1 bd rent
Where the money goes
1 adult, 1 bd, software developer pay of $123,080.
- Taxes$2,350
- Rent$1,108
- Other living costs$1,864
- Left over$4,935
Pay and tax, per year
- Gross household pay
- $123,080
- Federal income tax
- −$18,786
- Social Security and Medicare
- −$9,416
- State income tax (TX)
- None
- Take-home pay
- $94,878
- Effective tax rate
- 22.9%
Living costs, per month
- Rent, 1br
- $1,108
- Groceries
- $363
- Getting around
- $549
- Healthcare
- $408
- Utilities and internet
- $227
- Everything else
- $317
- Total spending
- $2,972
Left over each month
$10,257 gross, minus $2,350 in tax and $2,972 in living costs.
$4,935
Rank every metro for a software developer
Same job. Local pay. After tax and rent. Best nearby: Victoria, $5,569/mo.
Software developer leftover by city →Best cities for software developers to move to →Software developer nearby
Other jobs in Waco
- Registered nurse
- Elementary school teacher
- High school teacher
- Accountant / auditor
- Truck driver (heavy)
- Electrician
- Civil engineer
- Lawyer
- Police officer
- Financial analyst
- Pharmacist
- Product / project manager
- Physical therapist
- Nurse practitioner
- Physician
- Construction manager
- Data scientist
- Firefighter
- Mechanical engineer
Questions
What does a software developer make in Waco?
$123,080 a year. That figure is the BLS OEWS May 2025 median for the metro. About 490 software developer jobs are in the metro.
What is left after tax and rent for a software developer in Waco?
$4,935 a month for one adult in a one-bedroom. Texas has no state income tax Rent is $1,108, and pay covers 9.3× a year of it.
Where nearby would a software developer keep more?
Victoria, about 198 miles away, leaves $5,569 a month, more than Waco.