Physical therapist · Waco, TX

Physical therapist in Waco: $3,612/mo left

BLS OEWS May 2025 puts the median physical therapist wage in Waco at $100,390 a year. About 250 physical therapist jobs are in the metro. The job is about the same share of local employment as nationwide (location quotient 1.12). The 10th percentile is $76,120 and the 90th is $131,060. Pay ranks 196th-highest of 384 metros with a published median for this job. Pay is 7.6× a year of one-bedroom rent ($1,108/mo). Texas has no state income tax. At this pay, one adult in a one-bedroom keeps $3,612 a month after tax and rent. The best nearby metro for this job is Longview, about 163 miles away, at $4,664 left over a month.

Source: BLS OEWS May 2025.

Left over each month

$3,612

1 adult, 1 bd

Pay

$100,390

$76,120 to $131,060

Rent (1 bd)

$1,108

$1,319 (2 bd)

Employment

250

Location quotient 1.12

Pay rank

196th of 384

Metros with a published median

Pay vs rent

7.6×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $100,390.

Taxes$1,782
Rent$1,108
Other living costs$1,864
Left over$3,612

Pay and tax, per year

Gross household pay: $100,390
Federal income tax: −$13,700
Social Security and Medicare: −$7,680
State income tax (TX): None
Take-home pay: $79,010
Effective tax rate: 21.3%

Living costs, per month

Rent, 1br: $1,108
Groceries: $363
Getting around: $549
Healthcare: $408
Utilities and internet: $227
Everything else: $317
Total spending: $2,972

Left over each month

$8,366 gross, minus $1,782 in tax and $2,972 in living costs.

$3,612

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Longview, $4,664/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

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Questions

What does a physical therapist make in Waco?

$100,390 a year. That figure is the BLS OEWS May 2025 median for the metro. About 250 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in Waco?

$3,612 a month for one adult in a one-bedroom. Texas has no state income tax Rent is $1,108, and pay covers 7.6× a year of it.

Where nearby would a physical therapist keep more?

Longview, about 163 miles away, leaves $4,664 a month, more than Waco.