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Physical therapist · St. Joseph, MO

Physical therapist in St. Joseph: $3,640/mo left

BLS OEWS May 2025 puts the median physical therapist wage in St. Joseph at $99,310 a year. About 90 physical therapist jobs are in the metro. The job is about the same share of local employment as nationwide (location quotient 0.91). The 10th percentile is $76,410 and the 90th is $118,640. Pay ranks 241st-highest of 384 metros with a published median for this job. Pay is 11.0× a year of one-bedroom rent ($754/mo). Missouri taxes wage income on a bracket schedule. At this pay, one adult in a one-bedroom keeps $3,640 a month after tax and rent. Within 250 miles, Jefferson City is the strongest other metro for this job ($3,598 left over a month), and St. Joseph still leaves more.

Source: BLS OEWS May 2025.

Left over each month

$3,640

1 adult, 1 bd

Pay

$99,310

$76,410 to $118,640

Rent (1 bd)

$754

$898 (2 bd)

Employment

90

Location quotient 0.91

Pay rank

241st of 384

Metros with a published median

Pay vs rent

11.0×

Annual pay ÷ a year of 1 bd rent

Where the money goes

1 adult, 1 bd, physical therapist pay of $99,310.

  • Taxes$2,067
  • Rent$754
  • Other living costs$1,815
  • Left over$3,640

Pay and tax, per year

Gross household pay
$99,310
Federal income tax
−$13,462
Social Security and Medicare
−$7,597
State income tax (MO)
−$3,741
Take-home pay
$74,510
Effective tax rate
25.0%

Living costs, per month

Rent, 1br
$754
Groceries
$350
Getting around
$547
Healthcare
$394
Utilities and internet
$219
Everything else
$306
Total spending
$2,569

Left over each month

$8,276 gross, minus $2,067 in tax and $2,569 in living costs.

$3,640

Rank every metro for a physical therapist

Same job. Local pay. After tax and rent. Best nearby: Jefferson City, $3,598/mo.

Physical therapist leftover by city →Best cities for physical therapists to move to →

Physical therapist nearby

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Questions

What does a physical therapist make in St. Joseph?

$99,310 a year. That figure is the BLS OEWS May 2025 median for the metro. About 90 physical therapist jobs are in the metro.

What is left after tax and rent for a physical therapist in St. Joseph?

$3,640 a month for one adult in a one-bedroom. Missouri taxes wage income on a bracket schedule Rent is $754, and pay covers 11.0× a year of it.

Where nearby would a physical therapist keep more?

St. Joseph leaves more than the other metros within 250 miles. The next one is Jefferson City at $3,598 a month.