Hartford, CT

Cost of Living in Hartford, CT (2026): Rent, Utilities & Take-Home

$3,637/mo in Hartford. $2,397 left each month. Prices near the US average.

Compare vs Chicago Rank metros from HartfordHow we figure this

Monthly costs

Take-home $6,034/mo.

Taxes$2,096
Rent$1,625
Other living costs$2,012
Left over$2,397

Pay and tax, per year

Gross household pay: $97,562
Federal income tax: −$13,078
Social Security and Medicare: −$7,463
State income tax (CT): −$4,616
Take-home pay: $72,405
Effective tax rate: 25.8%

Living costs, per month

Rent, 1br: $1,625
Groceries: $412
Getting around: $519
Healthcare: $464
Utilities and internet: $258
Everything else: $361
Total spending: $3,637

Left over each month

$8,130 gross, minus $2,096 in tax and $3,637 in living costs.

$2,397

Average electric bill in Connecticut

About $264 a month for a household using 900 kWh. That is the EIA residential price for Connecticut in 2025, 29.31¢ per kWh. It is a state average, not a Hartford utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Hartford, CT (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in Connecticut

Take-home by job in Hartford

Other Connecticut metros

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