Waterbury

Cost of Living in Waterbury, CT (2026): Rent, Utilities & Take-Home

$1,901 left/mo

Photo: Dougtone / Wikimedia

$3,422/mo in Waterbury. $1,901 left each month. Prices near the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,323/mo.

Taxes$1,654
Rent$1,362
Other$2,060
Left$1,901

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (CT): −$3,855
Take-home pay: $63,879
Effective tax rate: 23.7%

Living costs, per month

Rent, 1br: $1,362
Groceries: $408
Getting around: $581
Healthcare: $459
Utilities and internet: $255
Everything else: $357
Total spending: $3,422

After tax and rent

$1,901 left/mo

Stats

Rent: $1,621; 2 bd median
Take-home: $5,323; Per month
Tax: 24%; Of pay
Prices: 2% above; US, besides rent

Average electric bill in Connecticut

About $264 a month for a household using 900 kWh. That is the EIA residential price for Connecticut in 2025, 29.31¢ per kWh. It is a state average, not a Waterbury utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Waterbury

Moving from Waterbury to Hartford