Baltimore, MD

Cost of Living in Baltimore, MD (2026): Rent, Utilities & Take-Home

$3,470/mo in Baltimore. $2,414 left each month. Prices near the US average.

Compare vs Chicago Rank metros from BaltimoreHow we figure this

Monthly costs

Take-home $5,884/mo.

Taxes$2,402
Rent$1,509
Other living costs$1,961
Left over$2,414

Pay and tax, per year

Gross household pay: $99,438
Federal income tax: −$13,490
Social Security and Medicare: −$7,607
State income tax (MD): −$4,550
City / county wage tax: −$3,182
Take-home pay: $70,609
Effective tax rate: 29.0%

Living costs, per month

Rent, 1br: $1,509
Groceries: $408
Getting around: $482
Healthcare: $459
Utilities and internet: $255
Everything else: $357
Total spending: $3,470

Left over each month

$8,287 gross, minus $2,402 in tax and $3,470 in living costs.

$2,414

Average electric bill in Maryland

About $176 a month for a household using 900 kWh. That is the EIA residential price for Maryland in 2025, 19.53¢ per kWh. It is a state average, not a Baltimore utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Cost of Living in Baltimore, MD (2026): Rent, Utilities & Take-Home

Monthly costs

Pay and tax, per year

Living costs, per month

Average electric bill in Maryland

Moving from Baltimore

Take-home by job in Baltimore

Other Maryland metros

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