Baltimore, MD
The rest of the month in Baltimore
$3,472 in modelled household costs, against $5,884 take-home. Leftover is $2,412.
Where the money goes
- Taxes$2,402
- Rent$1,511
- Other living costs$1,961
- Left over$2,412
Pay and tax, per year
- Gross household pay
- $99,438
- Federal income tax
- −$13,490
- Social Security and Medicare
- −$7,607
- State income tax (MD)
- −$4,550
- City / county wage tax
- −$3,182
- Take-home pay
- $70,609
- Effective tax rate
- 29.0%
Living costs, per month
- Rent, 1br
- $1,511
- Groceries
- $408
- Getting around
- $482
- Healthcare
- $459
- Utilities and internet
- $255
- Everything else
- $357
- Total spending
- $3,472
Left over each month
$8,287 gross, minus $2,402 in tax and $3,472 in living costs.
$2,412
Power bill, separately
EIA 2024 residential electricity in MD averages a $160 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.