Hagerstown

Cost of Living in Hagerstown, MD (2026): Rent, Utilities & Take-Home

$1,966 left/mo

Photo: Zeete / Wikimedia

$3,152/mo in Hagerstown. $1,966 left each month. Prices near the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,118/mo.

Taxes$1,859
Rent$1,167
Other$1,985
Left$1,966

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (MD): −$3,804
City / county wage tax: −$2,512
Take-home pay: $61,419
Effective tax rate: 26.6%

Living costs, per month

Rent, 1br: $1,167
Groceries: $389
Getting around: $574
Healthcare: $438
Utilities and internet: $243
Everything else: $341
Total spending: $3,152

After tax and rent

$1,966 left/mo

Stats

Rent: $1,389; 2 bd median
Take-home: $5,118; Per month
Tax: 27%; Of pay
Prices: 3% below; US, besides rent

Average electric bill in Maryland

About $176 a month for a household using 900 kWh. That is the EIA residential price for Maryland in 2025, 19.53¢ per kWh. It is a state average, not a Hagerstown utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Hagerstown

Moving from Hagerstown to Baltimore