Uprootmap

Rochester, MN

Modelled metro

Cost of living in Rochester, MN: $3,020 leftover

Cost of living in Rochester, as leftover, is $3,020 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,330 and the rest of the modelled month. A price index would say non-housing costs run 12% below the US average. Minnesota taxes wage income on a bracket schedule. Rochester is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $6,087 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Rochester
Rent$1,330
Groceries$352
Transport$461
Healthcare$396
Utilities$220
Childcare$0
Everything else$308
Total costs$3,067
Leftover$3,020

Sales tax is about 8.1%. Property tax is modelled at 1.04% of a $284,600 median home. Non-housing lines scale a national baseline by this metro's cost index (0.88).

Asking rent by bedroom

Turnover asking rent in Rochester, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $1,140

  • 1 bedroom

    $1,330

  • 2 bedrooms

    $1,583

  • 3 bedrooms

    $2,074

  • 4 bedrooms

    $2,454

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Rochester

What is the cost of living in Rochester?

On the default one-adult, one-bedroom household, leftover in Rochester, MN is about $3,020 a month after tax and rent. Asking rent is about $1,330 for a one-bedroom and $1,583 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Rochester compare with a cost-of-living index?

A price index would say non-housing costs run 12% below the US average. Leftover still depends on your tax bill and bedroom count, which an index does not. Rochester is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Where is take-home pay in Rochester calculated?

The take-home page for Rochester splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from Rochester

Moving from Rochester

Other Minnesota metros

Other metros in Minnesota, with leftover, rent, and day-to-day pages.

All Minnesota metros