Example household · $83,730 · same pay · 1 adult

Duluth

Housing in Duluth, MN: Rent, Home Prices & Property Tax

$2,470 left/mo

$1,049/mo (1 bd) in Duluth. Median home $208,900. Property tax 1.11%.

Rent (1-bedroom)
$1,049
/mo
Buy
$1,524
Mortgage, tax, insurance
Buying costs more
$475
/mo

To buy

  • 20% down payment$41,780
  • Mortgage at 7.24%$1,139
  • Property tax (1.11% of value)$193/mo · $2,319/yr
  • Insurance and upkeep$191
  • Monthly total$1,524

Months to 20% down

$2,470 left each month. About 17 months (1.4 years) to save $41,780.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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