Duluth, MN
The rest of the month in Duluth
$2,826 in modelled household costs, against $5,322 take-home. Leftover is $2,496.
Where the money goes
- Taxes$1,761
- Rent$1,053
- Other living costs$1,773
- Left over$2,496
Pay and tax, per year
- Gross household pay
- $84,991
- Federal income tax
- −$10,312
- Social Security and Medicare
- −$6,502
- State income tax (MN)
- −$4,316
- Take-home pay
- $63,861
- Effective tax rate
- 24.9%
Living costs, per month
- Rent, 1br
- $1,053
- Groceries
- $351
- Getting around
- $501
- Healthcare
- $395
- Utilities and internet
- $219
- Everything else
- $307
- Total spending
- $2,826
Left over each month
$7,083 gross, minus $1,761 in tax and $2,826 in living costs.
$2,496
Power bill, separately
EIA 2024 residential electricity in MN averages a $133 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.