Uprootmap

Billings, MT

Modelled metro

Cost of living in Billings: $2,319 leftover

Cost of living in Billings, as leftover, is $2,319 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,101 and the rest of the modelled month. A price index would say non-housing costs sit near the US average (index 0.96). Montana taxes wage income on a bracket schedule. Billings is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Compare vs ChicagoHow the math works

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,387 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Billings
Rent$1,101
Groceries$385
Transport$572
Healthcare$433
Utilities$241
Childcare$0
Everything else$337
Total costs$3,068
Leftover$2,319

Sales tax is about 0.0%. Property tax is modelled at 0.81% of a $322,700 median home. Non-housing lines scale a national baseline by this metro's cost index (0.96).

Asking rent by bedroom

Turnover asking rent in Billings, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $944

  • 1 bedroom

    $1,101

  • 2 bedrooms

    $1,311

  • 3 bedrooms

    $1,717

  • 4 bedrooms

    $2,032

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Billings

What is the cost of living in Billings?

On the default one-adult, one-bedroom household, leftover in Billings, MT is about $2,319 a month after tax and rent. Asking rent is about $1,101 for a one-bedroom and $1,311 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Billings compare with a cost-of-living index?

A price index would say non-housing costs sit near the US average (index 0.96). Leftover still depends on your tax bill and bedroom count, which an index does not. Billings is a modelled metro: rent, wages and prices come from Zillow, Census and BEA, not a hand-written city essay.

Where is take-home pay in Billings calculated?

The take-home page for Billings splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Other Montana metros

Other metros in Montana, with leftover, rent, and day-to-day pages.

All Montana metros