Billings, MT
The rest of the month in Billings
$3,077 in modelled household costs, against $5,387 take-home. Leftover is $2,310.
Where the money goes
- Taxes$1,743
- Rent$1,110
- Other living costs$1,967
- Left over$2,310
Pay and tax, per year
- Gross household pay
- $85,554
- Federal income tax
- −$10,436
- Social Security and Medicare
- −$6,545
- State income tax (MT)
- −$3,933
- Take-home pay
- $64,640
- Effective tax rate
- 24.4%
Living costs, per month
- Rent, 1br
- $1,110
- Groceries
- $385
- Getting around
- $572
- Healthcare
- $433
- Utilities and internet
- $241
- Everything else
- $337
- Total spending
- $3,077
Left over each month
$7,130 gross, minus $1,743 in tax and $3,077 in living costs.
$2,310
Power bill, separately
EIA 2024 residential electricity in MT averages a $112 monthly bill at 900 kWh. The utilities line above already includes power, gas and water as a household bundle — this is the state rate as a cross-check, not an extra cost.
Non-housing lines start from BLS-order-of-magnitude national spending, then scale by this metro's cost index and your household size. Electricity rates are EIA state averages. Not a budget, not advice.