Helena

Cost of Living in Helena, MT (2026): Rent, Utilities & Take-Home

$2,150 left/mo

Photo: RTC / Wikimedia

$3,176/mo in Helena. $2,150 left each month. Prices near the US average.

Pick a home city How we figure this

Monthly costs

Take-home $5,326/mo.

Taxes$1,652
Rent$1,263
Other$1,913
Left$2,150

Pay and tax, per year

Gross household pay: $83,730
Federal income tax: −$9,591
Social Security and Medicare: −$6,405
State income tax (MT): −$3,825
Take-home pay: $63,909
Effective tax rate: 23.7%

Living costs, per month

Rent, 1br: $1,263
Groceries: $385
Getting around: $517
Healthcare: $433
Utilities and internet: $241
Everything else: $337
Total spending: $3,176

After tax and rent

$2,150 left/mo

Stats

Rent: $1,503; 2 bd median
Take-home: $5,326; Per month
Tax: 24%; Of pay
Prices: 4% below; US, besides rent

Average electric bill in Montana

About $117 a month for a household using 900 kWh. That is the EIA residential price for Montana in 2025, 12.99¢ per kWh. It is a state average, not a Helena utility bill, and the utilities line in the monthly costs above already includes a modelled power cost.

Moving from Helena

Moving from Helena to Billings