Example household · $83,730 · same pay · 1 adult

Helena

Housing in Helena, MT: Rent, Home Prices & Property Tax

$2,150 left/mo

$1,263/mo (1 bd) in Helena. Median home $363,400. Property tax 0.75%.

Rent (1-bedroom)
$1,263
/mo
Buy
$2,541
Mortgage, tax, insurance
Buying costs more
$1,278
/mo

To buy

  • 20% down payment$72,680
  • Mortgage at 7.24%$1,981
  • Property tax (0.75% of value)$227/mo · $2,726/yr
  • Insurance and upkeep$333
  • Monthly total$2,541

Months to 20% down

$2,150 left each month. About 34 months (2.8 years) to save $72,680.

Rent is Zillow asking rent. The price is the Census median home value. The mortgage is a 30-year fixed at 7.24%, the Freddie Mac PMMS average for the week of Oct 29, 2026, with 20% down.

Guide: state tax and rent when you compare cities

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