Baltimore, MD

Hand-reviewed metro

Cost of living in Baltimore: $2,414 leftover

Cost of living in Baltimore, as leftover, is $2,414 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,509 and the rest of the modelled month. A price index would say non-housing costs sit near the US average (index 1.02). Maryland taxes wage income on a bracket schedule, plus a 3.20% city wage tax. Baltimore is a hand-reviewed metro.

These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.

The month, in dollars

Take-home is $5,884 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.

Monthly costs and leftover in Baltimore
Rent$1,509
Groceries$408
Transport$482
Healthcare$459
Utilities$255
Childcare$0
Everything else$357
Total costs$3,470
Leftover$2,414

Sales tax is about 6.0%. Property tax is modelled at 1.12% of a $373,300 median home. Non-housing lines scale a national baseline by this metro's cost index (1.02).

Asking rent by bedroom

Turnover asking rent in Baltimore, not the Census median of occupied stock. Rent versus buying.

  • Studio

    $1,293

  • 1 bedroom

    $1,509

  • 2 bedrooms

    $1,796

  • 3 bedrooms

    $2,353

  • 4 bedrooms

    $2,784

Leftover in other metros nearby

Same household. Each leftover is take-home after that metro's tax minus its rent.

Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.

Cost of living in Baltimore

What is the cost of living in Baltimore?

On the default one-adult, one-bedroom household, leftover in Baltimore, MD is about $2,414 a month after tax and rent. Asking rent is about $1,509 for a one-bedroom and $1,796 for a two-bedroom. That is a budget, not a cost-of-living index.

How does Baltimore compare with a cost-of-living index?

A price index would say non-housing costs sit near the US average (index 1.02). Leftover still depends on your tax bill and bedroom count, which an index does not. Baltimore is a hand-reviewed metro.

Where is take-home pay in Baltimore calculated?

The take-home page for Baltimore splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.

Popular compares from Baltimore

Moving from Baltimore

Other Maryland metros

Other metros in Maryland, with leftover, rent, and day-to-day pages.

All Maryland metros