Baltimore, MD
Hand-reviewed metroCost of living in Baltimore: $2,414 leftover
Cost of living in Baltimore, as leftover, is $2,414 a month for one adult, renting a 1-bedroom on local pay — take-home after tax minus rent of $1,509 and the rest of the modelled month. A price index would say non-housing costs sit near the US average (index 1.02). Maryland taxes wage income on a bracket schedule, plus a 3.20% city wage tax. Baltimore is a hand-reviewed metro.
These figures start from one adult in a one-bedroom, on local pay of about $98,500. Change the job, the pay, or how many bedrooms you need, and leftover changes. This is a monthly budget, not a cost-of-living index.
The month, in dollars
Take-home is $5,884 after tax. These lines are the modelled bills, then what is left. The monthly costs page is the same household inside the city hub.
| Rent | $1,509 |
|---|---|
| Groceries | $408 |
| Transport | $482 |
| Healthcare | $459 |
| Utilities | $255 |
| Childcare | $0 |
| Everything else | $357 |
| Total costs | $3,470 |
| Leftover | $2,414 |
Sales tax is about 6.0%. Property tax is modelled at 1.12% of a $373,300 median home. Non-housing lines scale a national baseline by this metro's cost index (1.02).
Asking rent by bedroom
Turnover asking rent in Baltimore, not the Census median of occupied stock. Rent versus buying.
Studio
$1,293
1 bedroom
$1,509
2 bedrooms
$1,796
3 bedrooms
$2,353
4 bedrooms
$2,784
Leftover in other metros nearby
Same household. Each leftover is take-home after that metro's tax minus its rent.
- Cost of living in Hagerstown$2,303 leftover
Baltimore vs Hagerstown · $1,167 rent
- $3,203 leftover
- Cost of living in Salisbury$1,410 leftover
Baltimore vs Salisbury · $1,433 rent
Leftover is take-home after federal, state and city wage tax, minus asking rent at the bedroom count you set, minus a modelled month of groceries, utilities, healthcare, transport and childcare. It is not a cost-of-living index and not a moving quote. Change the job, remote versus local pay, or bedrooms and the ranking is a different city. How the math works · Leftover vs a COL index · Why a cheaper COL% can still lose leftover.
Cost of living in Baltimore
What is the cost of living in Baltimore?
On the default one-adult, one-bedroom household, leftover in Baltimore, MD is about $2,414 a month after tax and rent. Asking rent is about $1,509 for a one-bedroom and $1,796 for a two-bedroom. That is a budget, not a cost-of-living index.
How does Baltimore compare with a cost-of-living index?
A price index would say non-housing costs sit near the US average (index 1.02). Leftover still depends on your tax bill and bedroom count, which an index does not. Baltimore is a hand-reviewed metro.
Where is take-home pay in Baltimore calculated?
The take-home page for Baltimore splits federal, payroll, state and local wage tax, then subtracts rent. The city paycheck page is the same leftover math with the map.
Popular compares from Baltimore
- Baltimore vs Austin · $765 more
- Baltimore vs Dallas · $634 more
- Baltimore vs Denver · $240 more
- Baltimore vs Raleigh · $337 more
- Baltimore vs San Francisco · $54 less
- Baltimore vs New York · $1,167 less
Moving from Baltimore
- Baltimore → Austin · $765 more
- Baltimore → Dallas · $634 more
- Baltimore → Denver · $240 more
- Baltimore → Raleigh · $337 more
- Baltimore → San Francisco · $54 less
- Baltimore → New York · $1,167 less
- Baltimore → Reno · $117 less
- Baltimore → Los Angeles · $711 less
- Baltimore → Chicago · $11 more
- Baltimore → Houston · $755 more
- Baltimore → Washington · $496 more
- Baltimore → Atlanta · $82 more
- Baltimore → Philadelphia · $23 more
- Baltimore → Miami · $718 less
- Baltimore → Phoenix · $162 more
- Baltimore → Boston · $450 less
Other Maryland metros
Other metros in Maryland, with leftover, rent, and day-to-day pages.