Sioux Falls, SD → Chicago, IL
Moving to Chicago costs you $571 a month
−$6,852 a year for the same registered nurse, the same household size, and the same number of bedrooms.
| Per month | Sioux Falls | Chicago | Difference |
|---|---|---|---|
| Gross pay | $7,250 | $8,186 | +$936 |
| Income and payroll tax | $1,451 | $2,122 | +$671 |
| Take-home pay | $5,799 | $6,064 | +$264 |
| Rent | $1,005 | $1,828 | +$823 |
| Getting around | $539 | $392 | −$147 |
| Groceries | $364 | $408 | +$44 |
| Healthcare | $410 | $459 | +$49 |
| Utilities | $228 | $255 | +$27 |
| Everything else | $319 | $357 | +$38 |
| Left over | $2,936 | $2,365 | −$571 |
To break even in Chicago, you'd need to earn
$108,500
Household gross, versus $87,000 today. That's the salary that leaves you exactly as much at the end of the month as Sioux Falls does now.
The tax difference alone
−$4,725
A year, in state and local income tax. Effective rates: 20.0% in Sioux Falls, 25.9% in Chicago.
Sioux Falls, SD in full
No income tax, an 18-minute commute, and nothing to do in February.
Chicago, IL in full
World-class city amenities at Midwest home prices, funded by 2.1% property tax.
The reverse move
Same two cities, but starting from Chicago on Chicago wages.
Chicago → Sioux Falls →Rent is Zillow's asking rent for each metro; taxes and living costs are modelled. An estimate, not a quote or tax advice. How this is calculated.